Knights of Columbus Insurance


Being a member of the Knights of Columbus makes you part of the world's largest Catholic lay organization. Being an "insured member" means you’ve taken advantage of one the most significant benefits of membership: our life insurance, retirement and long-term care products.

Our strong, secure products offer Family Fraternal Benefits that help members with difficult situations, including benefits unique to the Knights of Columbus like:
- Guaranteed life insurance benefits for uninsurable children
- Death benefits available for stillborn or miscarried children
- Orphan benefits
- Member/spouse accidental death benefits

Our Insurance Products
When our organization began, our members “passed the hat” to assist families of deceased members in their time of need. This tradition quickly became impractical, but out of this simple act evolved a modern, dynamic insurance organization offering a wide variety of products to suit virtually everyone’s needs, including:
- Permanent Plans – Policy lasts as long as you live, premium stays the same.
- Term Plans – Policy ends at end of specified term, renewable or convertible.
- Annuities – Provides an income that is guaranteed for life.
- Long Term Care – Provides funds for long-term, out-of-hospital care.
- Disability Income – Protects your most important asset, your ability to earn a living.

Financial Strength of the Knights of Columbus
Assessments by independent evaluators consistently show the Order is one of the strongest organizations issuing insurance. The Knights of Columbus annually receives the highest ratings given by the A.M. Best and Standard & Poor’s.  CLICK HERE to see the latest A.M. Best Rating press release.

Do I need life insurance?
The chances are you do need life insurance...for any number of reasons: paying funeral expenses, replacing income, providing for children’s education, protecting your home, and more.
Many people are unaware of the value of a life insurance policy and have little or no coverage. Use our handy Life Insurance Calculator to see just where you stand.

Where can I learn more?
Contact me! As your professional Knights of Columbus field agent, and a brother Knight, I can answer any questions you may have:

Alfred Lugo 10-01-2019.jpg

Alfred R. Lugo, MBA, FIC

Insurance Field Agent - Owens Agency
CA LIC# 0L41723
Office: (310) 212-5632
Cell: (562) 556-2154
Email: alfred.lugo@kofc.org

Alfred Lugo is a Field Agent under the Owens Agency located in Torrance CA. Alfred was born and raised in Los Angeles California and grandson to a Fourth Degree Knight, Alfred Vincent Lugo. Alfred holds an MBA and a Master’s Degree in Finance from Keller Graduate School of Business in Pomona, CA. Before joining the Knights of Columbus Field force, his previous positions he has held in his professional life include Financial Analyst, Wealth and Financial Planner, Operations Manager, Loan Officer and Branch Manager in the residential mortgage industry.

“I joined the Knights because I wanted to make a positive impact in my community and the Catholic families that live in it. When I discovered the history and story of Father Michael McGivney, I was inspired to join the order and serve my brother Knights and their families’ full time. I want to help carry on Father McGivney’s legacy and mission to the next generation of Catholic families.”

Alfred continues to draw inspiration from our Order’s founder, Father McGivney, our Supreme Knight Carl Anderson, as well as the entire Field Force, the men and women who work at our Home Office, and especially from all his brother Knights and their families. He recognizes that the Knights of Columbus is an organization that combines sound business practices with the highest moral and ethical standards, which reflect the Catholic faith and permeate every aspect of the Order and its financial products.

“It is a unique opportunity to serve an organization that gives so generously to charitable causes, and which consistently provides the very finest insurance products, services and fraternal benefits that are available today, while upholding our Catholic beliefs.”

I look forward to getting to know you and your families, and serving you through the years.

-Alfred